You may learn something from this video by a bike repair shop owner.
If he foregoes health insurance, I recommend a Health Savings Account.
Steve Parker, M.D.
PS: Most of my books will help you safely avoid the medical-industrial complex.
Click the pic to purchase at Amazon.com. E-book versions also available at Smashwords.com.
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Diabetic Mediterranean Diet · Conquer Diabetes and Prediabetes With Low-Carb Eating
Diabetic Mediterranean Diet 
Great insights, Dr. Steve Parker! This article raises an important question about whether going without health insurance in the U.S. ever truly makes sense. The way you explained the financial risks and healthcare access challenges really highlights how complicated the system can be. Even though insurance costs can feel overwhelming, the potential medical expenses without coverage can be far worse. Thanks for sharing such a thoughtful perspective on a very real issue many people face today.